credit policy

credit policy
credit policy credit policy policy

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credit policy UK US noun [C or U] (plural credit policies)
FINANCE, BANKING, COMMERCE a set of principles that a financial organization or business uses in deciding who it will loan money to or give credit (= the ability to pay for goods at a later time): »

Bank regulators review bank credit policies as part of their regular examinations.

»

The implementation of prudent credit policies and modern management techniques will take the company to sound health.

ECONOMICS a set of actions that a government takes to influence how easy or difficult it is to borrow money: ease/tighten (a) credit policy »

The U.S. currency was bolstered by hopes that Germany would ease its credit policy this month.


Financial and business terms. 2012.

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  • credit control — Any system used by an organization to ensure that its outstanding debts are paid within a reasonable period. It involves establishing a credit policy, credit rating of clients, and chasing accounts that become overdue. See also: factoring …   Accounting dictionary

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